nutty-acorn:swimming-in-a-sea-of-idijits:edwardspoonhands:keab42:cold-neverbotheredmeanyway:ohitsjus
nutty-acorn:swimming-in-a-sea-of-idijits:edwardspoonhands:keab42:cold-neverbotheredmeanyway:ohitsjustkim:stammsternenstaub:kirkwa:And This Is Why You Shouldn’t Get Sick In AmericaMany believe that the US healthcare system is the best in the world. Not so according to the World Health Organization’s ranking of the world’s health systems. The US doesn’t even rank in the top 25. It ranks 37th and is the most expensive in the world. I would argue that even if we had the best healthcare system in the world, what good is it, if no one can afford to access it.Most companies are buying 60/40-policys for their employees these days, but even if you are lucky enough to have good insurance with 80/20-policy coverage, that 20 percent your responsible for can drive you right into bankruptcy as easily as the 60-40 policy given the cost of healthcare.Insurance cost have been going up dramatically in the last two decades, long before the new Affordable Healthcare Act has taken affect, in some cases as much as 35% per year.But have you noticed the latest trick the insurance companies have roll out?Yes, Higher Deductible… most averaging $5,000 per year, per person, but I have seen some as high as $10,000 per year. For those of you that are wondering, this tactic is specifically designed too stop you from using your insurance. It reduces the insurance companies out of pocket liability by shift costs onto consumers, especially those dealing with chronic illness such as diabetes and arthritis. Consequently, because consumers can’t afford the deductible they will avoid necessary care to save money.Although insurance companies are a problem, the real crook is the healthcare system it self. A corrupt and bloated system desperately in need of reform!OKAY SO I KNEW THAT TECHNICALLY IN AMERICA THAT YOU PAY FOR HEALTHCARE BUT LIKE THE IDEA IS SO BIZARRE TO ME THAT I’D NEVER CONSIDERED THAT YOU’D GET… A BILL?????? FOR BEING…. ILL?????????? I LITERALLY DON’Thow can anaesthetic cost that much??how is this legal??WHAT? And I thought having to pay £7 ($11.55) for stronger prescription allergy meds instead of £4 ($6.60) for the less effective store-brand ones was ridiculous.You have to pay for the ambulance!?OK, I’m shocked by the prices, but all of the people from other countries who are just shocked that there ARE prices just make me so so sad.This is so screwed up.When my mom got into a car accident we had wanted her to go to the hospital because the airbag on impact had hit her in the chest pretty hard and we were afraid there might have been internal bleeding in her lungs. While still trying to catch her breath she furiously said no that she wouldn’t go. She would rather risk death than having to go to the hospital and risk paying thousands of dollars. She knew we couldn’t afford it. Lucky she only had surface bruises ,nothing broken or bleeding on the inside……I think that says a lot about AmericaThe US needs an NHS system. It really does. Basically, for you guys that don’t know what the NHS is;The National Health Service is funded by tax money. In Britain, we pay a bit more tax than we would if the NHS didn’t exist. I don’t know how much more money we pay because I haven’t researched that, but I don’t think it’s an extortionate amount.In the UK, you can go to hospital if you’re ill, have been in an accident, are pregnant or even if you’ve been bitten by a dog, and you don’t have to worry about a lack of insurance or money.The only times the NHS will charge you for anything are:You’re travelling from overseas, and this is only because you haven’t paid the tax. Which is pretty fair to be honest.Certain prescriptions, but not all. I think it also depends which part of the country you live in and what kind of medicine you need.Car parkingTelephone servicesDental treatmentetc.That’s it. The rest of the “fee” is technically already paid for from the tax budget. Any tax paying member of the UK can go to hospital and never worry about anything other than getting better. -- source link
#medical tw#health insurance