humansofnewyork:“It was simple.  So easy to get.  I just typed my information into a website, and wa

humansofnewyork:“It was simple.  So easy to get.  I just typed my information into a website, and was immediately approved.  I thought: ‘Here I go, I’m doing it, this is going to be great.’  The loans seemed like an investment.  According to the law school brochure, which turned out to be lies, I’d be making six figures when I graduated.  I thought the payments would be manageable.  Just another bill.  Like the phone bill.  I first knew I was in trouble after I got my first job, and well over half my income went toward payments.  I kept falling behind, calling some agency, and working out patches and fixes.  That dynamic lasted for years.  It was incredibly stressful.  Things have slowly gotten better, but then again, the debts have gotten larger as well.  My husband has them too.  They keep us where we are.  We’d like to move.  We’d like to own a house.  We’d like to do things.  But we just can’t.  We’re not sure if we want to have children.  But I feel like the debt keeps us from having clarity.  We need to be in a secure place to make that choice.  But I also know that if I don’t decide, nature will make the choice for me.  It’s not all bad.  My husband is an adorable teddy bear.  I made great friends in law school.  I adopted an amazing dog.  And I do enjoy my job.  I just wish I could go back and tell myself: ‘Girl, that’s a lot more than you think it is.’” -- source link

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