motherbychoice:goodoleboyslikeme:motherbychoice:savypsychopath:roughseasbanshee:savypsychopath:zoobu
motherbychoice:goodoleboyslikeme:motherbychoice:savypsychopath:roughseasbanshee:savypsychopath:zoobus:savypsychopath:But…. that’s the point…. you should have saved so you weren’t living paycheck to paycheck….Hey instead of being mean, I’m going to try to explain this in simple termsThe phrase “living paycheck to paycheck” implies there is no room for savings. You are spending your entire paycheck to survive. All of your expenses are going towards you barely being able to tread water. Any savings made are quickly lost when emergencies inevitably arise. Two back to back financial crisises? That’s your ass. That’s fuck you, you should have saved more, even though you couldn’t have.Your comment is saying people who are struggling to save deserve that pain because they didn’t save. 800,000 currently furloughed workers with 800,000 different lives are carrying the burden of missing a month’s pay, bills, rent, childcare, food, debts indifferent to that burden - in what way is telling someone barely surviving they should have stopped being poor a meaningful statement? It isn’t.Please be kinder to othersSo take some of your own advice some time :)Not once did I say “fuck you you deserve this” to anyone financially struggling. You see when people grow up and mature, they’re able to see that someone saying “you should have been doing x” does not mean “fuck you you deserve this”. But anyways you still can save money living paycheck to paycheck. I reccomend looking up Dave Ramsey’s financial plan, he can explain it a lot better than I can.Have a good one!the definition of paycheck to paycheck implies that it’s impossible to save. if you’re able to save you’re no longer considered paycheck to paycheck. so no you can’t save money living paycheck to paycheck Woah look a simple Google search http://theeverygirl.com/how-to-save-money-when-you-live-paycheck-to-paycheck/People literally make a living off of teaching people how to save when they’re living paycheck to paycheck. Lol. That link literally just advises people to cut corners and pick up another job. We’re already cutting corners and there’s no possibility of picking up another job.There’s always the possibility of picking up another job, or creating one (I’ve been working 70 hours per week for the last 18 and a half years).Assuming you sleep 8 hours per night and take one full day off every week, you can work up to 96 hours per week (up to 16 hours per day x 6 days). If you’re only working 40 or less at your primary job, you have enough time to pick up one more full-time job, or two part-time jobs. Or you can always start a side hustle, like babysitting, driving Uber, delivering pizzas, taking in wash, doing minor alterations to articles of clothing, mowing lawns/raking leaves/clearing snow, making crafty things and selling them online, and so on. If you have skills as a cosmetologist, animal groomer, mechanic, handyman, welder, etc., you can do side jobs.There is always a way to increase your income, if you have the will to get out there and make it happen.Holy shit. Bro. I already pick up side jobs. And I already don’t see my kids 5 days out of the week and lose almost a whole day with them on the weekends. Honest to god. I see three of my four kids for 20 minutes a day M-F. The other one isnt in school yet, so I keep him until time to go to work and thankfully my MIL keeps him from the time I have to go in until the husband gets home in the afternoon.Not to mention any extra income I pick up (by sacrificing literally ALL of the time I do get to see them - I would honestly never see them if I picked up yet another job) would be eat up by the cost of childcare. I wouldn’t be able to have the MIL babysit all day everyday for free. I’d have to put the little one in daycare for part of the day. You have any idea how expensive daycare is? And then I would be seeing him just as infrequently as I see the rest of them. In fact, the childcare would probably cost MORE than the job would pay considering it would likely be a minimum wage job. And I’m just not willing to give up my kids’ entire childhoods to lose money or barely break even.Not only do these assholes want us to never do anything enjoyable, they want us to give up any time we might scrape up to spend with our kids. Like. The fuck am I supposed to do? The both of us work extra jobs and just give our kids to a babysitter?! Yeah. That will he great for our family. So much better than living paycheck to paycheck. Because now we can live paycheck to paycheck and just literally never be in the same house at the same time.Goddamn fucking damn. The fact that you think the option to work 96 hours a week is just a viable option for everyone tells me you have NEVER had to actually worry about how to do that and take care of kids. Like, your ass is going to pop back in and assure me you have. But I will not fucking believe it even for a second.The jobs I can pick up require I leave my children with someone who also needs to be paid. That person’s cost is actually more than my hourly wage.I’ve literally sold my shit to make ends meet before and yes I do cook every meal in my house because I’m blessed enough to have time for that.I love how other people think, man you must be poor because you’re not thinking hard enough about how to get and save money. I SPEND ALL MY TIME TRYING TO SOLVE THAT PROBLEM BUT OMG PLEASE HELP ME WITH A GOOGLE SEARCH OF COURSE THAT’S THE ONLY THING I NEVER TRIED. -- source link